A zero-down payment is an option with a VA mortgage loan, which is not the case with other mortgage programs. The initial outlay for a house purchase might be cut in half with this. On top of that, when compared to conventional loans, VA loans usually have competitive interest rates. Many American veterans choose to finance their home purchases with a VA mortgage loan. Just last year, 3.7 million veterans took advantage of VA loans to buy a home. Homeowners may get financing up to the full value of their…